DC Services

Administration and Recordkeeping

Swerdlin's comprehensive recordkeeping and administration services include:

  • Quarterly, semi-annual or annual allocation reports
  • Quarterly, semi-annual or annual participant statements
  • All compliance testing
  • Form 5500 filing with attachments and summary annual report

In addition to our recordkeeping services, we offer regulatory compliance services to protect your plan's tax-qualified status. Our standard compliance services include:

  • Plan document and SPD creation and support
  • Annual Form 5500 reporting and required disclosures 
  • IRS Forms 1099-R, 1096 and 945 
  • Projected and actual employer contribution calculations
  • Compliance testing: 
    • 401(k) nondiscrimination (ADP/ACP)
    • General nondiscrimination (401(a)(4))
    • Compensation nondiscrimination (414(s))
    • Minimum coverage (410(b)) 
    • Top-heavy analysis (416)
  • Monitoring of limits: 
    • Salary deferrals (402(g)) 
    • Annual additions (415)
    • Compensation (401(a)(17)) 
    • Deductible contributions (404(a)(7)) 

Transaction Processing

Our full-service, daily-valued plan administration services include:

  • Contributions
  • Distributions
  • Participant-initiated transfers 
  • Model portfolios
  • Directed model portfolio rebalancing
  • Daily asset reconciliation
  • Quarterly reports and participant statements
  • 24-hour plan sponsor and participant website access
  • In-house participant call center with Spanish speaking representatives available 8:00 am to 6:00 pm EST

Processing Services

  • Determination of eligibility
  • Distribution of enrollment packages
  • Distribution of termination packages
  • On-demand reporting for participants and plan sponsor
  • Online enrollment for new participants
  • Online contribution changes     
  • Design of custom reports
  • Participant statements delivered online or by mail

Compliance Services

  • Perform all required compliance testing on an annual basis
  • Prepare electronic signature-ready IRS Form 5500
  • Prepare IRS Forms 1099 and 945 and provide data to plan custodian for filing

Communications Support

  • In-house participant call center with Spanish available
  • Customized enrollment and education material for participants
  • Participant and Plan Sponsor website
  • Employee meetings

Learn more about Swerdlin

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Why Swerdlin?

Although we have clients nationwide, we're still a family company at heart. 

Featured page thumbnail

Our Services

Swerdlin provides services for all types of retirement and cafeteria plans to clients nationwide. Learn how we can help you!

Featured page thumbnail

Resources

Click here for our collection of forms, calculators, useful links, and frequently asked questions.

Featured page thumbnail

Our Values

Balance. Integrity. Relationships. Development. 

Why Swerdlin?

Although we have clients nationwide, we're still a family company at heart. 

Our Services

Swerdlin provides services for all types of retirement and cafeteria plans to clients nationwide. Learn how we can help you!

Resources

Click here for our collection of forms, calculators, useful links, and frequently asked questions.

Our Values

Balance. Integrity. Relationships. Development.